Developers are not inexpensive. They must develop platforms that are flexible enough to be used in many different businesses, one size fits all....suitable for none.
It would be a breakthrough to have true artificial intelligence (AI) as the gateway to business or medical applications.
The correct software can even change your personality and love-life. (at home, or in the office) Two different versions could be offered. Ver.M and Ver F each for the appropriate gender. Voices can be age adjusted according to the user's preference.
Don't look for this very soon. The challenges of Interoperability makes this look easy. Not only one developer can write code for an entire program. There are specialists for portals, mHealth, differing OSs amd more..